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About Bank of Tianjin

We are the only city commercial banks headquartered in Tianjin, one of the four municipalities in China. According to The Banker, a UK publication, our ranking among the top tier of the 1,000 largest banks in the world has improved significantly in terms of Tier One Capital for three consecutive years, ranking 219 in 2015 and ninth among Chinese commercial banks which are on the list. As of December 31, 2014, we had total assets of RMB 478.86 billion, total loans and advances of RMB 166.46 billion and total deposits of RMB 289.47 billion. As of September 30, 2015, our total assets, total loans and advances and total deposits further increased to RMB 545.69 billion, RMB 180.13 billion and RMB 328.44 billion, respectively. Our total assets and net profits grew at a CAGR of 25.8% and 29.6%, respectively, from December 31, 2012 to December 31, 2014, higher than the average CAGRs of PRC city commercial banks of 21.0% and 16.6%, respectively, for the same period.

Tianjin has been a city with strategic importance to the sustainable development of China economy and in recent years benefits from five major economic development policies in China, including, the Collaborative Development of Beijing, Tianjin and Hebei (京津冀協同發展), the accelerated development of the Binhai New Area, Tianjin Free-Trade Zone, National Independent Innovation Demonstration Zone, and the “One Belt, One Road” policy, all of which assisted Tianjin to achieve and be expected to continue to obtain rapid economic growth. Leveraging our leading market positions in local market, we are well positioned to capture business opportunities arising from the expected growth in Tianjin and areas that are expected be benefited from relevant factors.

While we focus on achieving the rapid growth of our business, we also maintain prudent risk management and internal control, with an emphasis on maintaining stable operations and sound asset quality. As of September 30, 2015, our non-performing loan ratios was 1.49%, lower than the average ratio of 1.59% of all PRC commercial banks as of the same date. As of September 30, 2015, our allowance to non-performing ratio was 199.79%, higher than the average ratio of 190.79% of all PRC commercial banks as of the same date.

We have an extensive distribution network nationwide headquartered in Tianjin, with strong presence in Beijing-Tianjin-Hebei region, the Bohai Rim region, the Yangtze River Delta region and Western China. As of September 30, 2015, we had 306 outlets, including a head office business department, seven tier-one branches, two tier-two branches, six center sub-branches, 242 traditional sub-branches, 44 community sub-branches, a small business financial service center, one county bank and its two sub-branches. We have 241 outlets in Tianjin and 65 outlets outside of Tianjin. As of the Latest Practicable Date, our outlets covered six provinces and directly administered municipalities, including Tianjin, Beijing, Shanghai, Hebei Province, Shandong Province and Sichuan Province.